Covering the Cost of Weight Loss Surgery
Don’t let cost of weight loss surgery keep you from taking steps towards a healthier life. Evolve is here to guide you through what payment option will work best for you.
If You Have Insurance
Evolve accepts most private health insurance policies such as Cigna, UHC, Aetna and BCBS. At this time, we are unable to accept government-funded policies such as Medicare, Medicaid, Tri-Care Marketplace Insurances and Worker’s Comp. Coverage for our services varies based upon your specific insurance plan. Thankfully, we have a team of insurance specialists trained to work with your insurance provider. Their goal is to help reduce your out of pocket expenses to ensure you receive maximum coverage for our services.
If You Are Self-Pay
Evolve also works with patients who’d prefer to pay directly for their surgery. As a self-pay patient, you will receive a total cost up-front with no hidden fees or surprises.
If You’d Like to Finance
We offer several medical financing options through Prunto, Prosper, LendingClub, and BankRate. If you reach out to us, your Patient Care Manager will help introduce you to these various vendors and even walk you through the application process.
Your Return on Investment
Weight loss surgery should be seen as a long-term investment to a happier, healthier lifestyle. Studies show that most people could “break even” within 2 to 4 years of their procedure and start saving $11,000 per year after that. Interested in learning more, read this blog on costs of obesity.
Where Do These Savings Come From?
- Reduced medical costs – each year obese individuals spend 42% more on medical expenses than normal weight individuals1
- Reduced prescription costs – seriously overweight people spend over $700 a year on out-of-pocket prescription costs2
- Less spend on food – it’s estimated an obese person spend $6,100 annually on groceries and dining out
1 Finkelstein EA, Trogdon JG, Cohen JW, Dietz W. Annual Medical Spending Attributable to Obesity: Payer-and Service-Specific Estimates. Health Affairs, 28(5): w822-831, 2009
2 Safran, D.G., P. Neuman, C. Schoen, J.E. Montgomery, W Li, I.B. Wilson, M.S. Kitchman, A.E. Bowen, and W.H. Rogers. (2002). “Prescription drug coverage: How well are states closing the gap?” Health Affairs – Web Exclusive: W253-W268.